Platinum Blue Choice Plan (Cost)
Minnesota Medicare Advantage Plan (2025 Plan)
by Blue Cross and Blue Shield of Minnesota
Additional Coverage
HearingVisionDental
Overall Government Star Rating
4.5
out of 5 stars
Plan Name
Platinum Blue Choice Plan (Cost)
Insurance Carrier
Blue Cross and Blue Shield of Minnesota
Plan Type
Medicare Advantage Plan Without Prescription Drugs
Platinum Blue Choice Plan (Cost) is a Medicare Advantage Plan Without Prescription Drugs, which is available in Minnesota and offered by the health insurance company Blue Cross and Blue Shield of Minnesota. This plan’s network type is COST which determines in-network doctors who accept the health plan and whether a referral is needed.
Primary doctor visit
$0 copay
Specialist visit
$15 copay per visit
ER visit
$100 copay per visit (always covered)
Platinum Blue Choice Plan (Cost) has a monthly premium cost of $129 per month, with an annual deductible of $0 and a maximum out of pocket cost sharing of $3,500 In-network. The most common benefit costs which people evaluate when choosing a plan are costs for a primary doctor visit, specialist doctor visit, emergency room visit, and ambulance. These costs are listed in this summary section and a full list of benefit costs for Platinum Blue Choice Plan (Cost) are defined below.
No
Part D Prescription Drug Coverage
Platinum Blue Choice Plan (Cost) is a Medicare Advantage plan which does not include Medicare Part D Prescription Drug coverage. Other common benefits included with Medicare Advantage plans are coverage for dental, vision, and hearing. Platinum Blue Choice Plan (Cost) includes coverage for hearing, vision, dental.
Medicare Advantage health plans can offer even more additional benefits. Platinum Blue Choice Plan (Cost) includes coverage for the following additional benefits:
Other benefits
Over the counter drug benefits
Home and bathroom safety devices
Each year the federal government evaluates the quality of Medicare Advantage and Part D Prescription Drug plans based on a 5-star scoring system. For 2025, Platinum Blue Choice Plan (Cost) received an overall government quality rating of 4.5 stars out of 5 stars.
Platinum Blue Choice Plan (Cost) performed better than Minnesota’s State average overall quality score of 4.0 stars.
This Plan’s 5-star Gov’t Quality Score
Minnesota State Average Score
Overall Government 5 Star Quality Rating
4.5
4.0
Summary rating of health plan quality
Staying healthy: screenings, tests, & vaccines
Managing chronic (long term) conditions
Member experience with health plan
Member complaints & changes in the health plan's performance
Health plan customer service
The government calculates an “Overall star rating” based on ratings for sub components including “Health plan star rating” and “Drug plan star rating”, which includes further subcomponents of each.
Platinum Blue Choice Plan (Cost) received 4.5 stars for its health plan quality score which is better than the Minnesota State average health plan quality score of 3.9 stars.
Health Portion of Premium
Health Plan Max Out-of-Pocket
Nationwide Coverage included
Hearing Coverage included
Doctor Services
Tests, labs, & imaging
Diagnostic tests & procedures
Diagnostic radiology services (like MRI)
Emergency care
$100 copay per visit (always covered)
Urgent care
$15 copay per visit (always covered)
Hospital Services
Inpatient hospital coverage
Outpatient hospital coverage
Skilled nursing facility
Skilled nursing facility
$0 per day for days 1 through 20
$0 per day for days 21 through 100
Preventive services
Ambulance
Therapy services
Occupational therapy visit
Physical therapy & speech & language therapy visit
Mental health services
Outpatient group therapy with a psychiatrist
Outpatient individual therapy with a psychiatrist
Outpatient group therapy visit
Outpatient individual therapy visit
Opioid treatment services
Opioid treatment services
Other services
Durable medical equipment (like wheelchairs & oxygen)
20-40% coinsurance per item
Prosthetics (like braces, artificial limbs)
Tier drug costs for: Standard retail pharmacy drug cost for 1-month
Part B Drugs
Hearing
Preventive Dental
Oral exam
In-network: $0 copay
Out-of-network: $0 copay
Cleaning
In-network: $0 copay
Out-of-network: $0 copay
Fluoride treatment
In-network: $0 copay
Out-of-network: $0 copay
Dental x-rays
In-network: $0 copay
Out-of-network: $0 copay
Comprehensive dental
Periodontics
In-network: $0 copay
Out-of-network: $0 copay
Prosthodontics, removable
Maxillofacial prosthetics
Oral and maxillofacial surgery
Adjunctive general services
In-network: $0 copay
Out-of-network: $0 copay
Vision
Eyeglasses (frames & lenses)
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