Select your County to view details for BCN Advantage Elements (HMO-POS) specific to your location


Overview of BCN Advantage Elements (HMO-POS) in Michigan

by Blue Care Network

Additional Coverage

HearingDental

Overall Government Star Rating

 4.5
out of 5 stars

Variations of BCN Advantage Elements (HMO-POS) Within Michigan

BCN Advantage Elements (HMO-POS) is available in 70 Michigan Counties. Pricing and benefit details can vary by location. Each variation of BCN Advantage Elements (HMO-POS) has a unique Plan ID and benefits which can differ by monthly premium, deductible, out-of-pocket maximum, and other costs such as copays and coinsurance. Each variation of BCN Advantage Elements (HMO-POS) in Michigan is listed below:

Monthly Premium
$0 per month
Deductible
$0
Out-of-Pocket Max
$4,500 In and Out-of-network
$4,500 In-network

Available in Counties: Antrim, Benzie, Clinton, Emmet, Genesee, Grand Traverse, Isabella, Lake, Lapeer, Leelanau, Lenawee, Livingston, Manistee, Mecosta, Midland, Missaukee, Osceola, Otsego, Saint Clair, Wexford
Monthly Premium
$0 per month
Deductible
$0
Out-of-Pocket Max
$4,500 In and Out-of-network
$4,500 In-network

Available in Counties: Berrien, Branch, Calhoun, Eaton, Gratiot, Hillsdale, Ingham, Jackson, Monroe, Montcalm, Saint Joseph, Van Buren
Monthly Premium
$0 per month
Deductible
$0
Out-of-Pocket Max
$4,500 In and Out-of-network
$4,500 In-network

Available in Counties: Allegan, Barry, Ionia, Kalamazoo, Kent, Mason, Muskegon, Newaygo, Oceana, Ottawa
Monthly Premium
$0 per month
Deductible
$0
Out-of-Pocket Max
$4,500 In and Out-of-network
$4,500 In-network

Available in Counties: Macomb, Oakland, Washtenaw, Wayne
Monthly Premium
$0 per month
Deductible
$0
Out-of-Pocket Max
$4,500 In and Out-of-network
$4,500 In-network

Available in Counties: Alcona, Alpena, Arenac, Bay, Charlevoix, Cheboygan, Clare, Crawford, Gladwin, Huron, Iosco, Kalkaska, Luce, Mackinac, Montmorency, Ogemaw, Oscoda, Presque Isle, Roscommon, Saginaw, Sanilac, Schoolcraft, Shiawassee, Tuscola

Each year the federal government evaluates the quality of Medicare Advantage and Part D Prescription Drug plans based on a 5-star scoring system. For 2025, BCN Advantage Elements (HMO-POS) received an overall government quality rating of 4.5 stars out of 5 stars.

BCN Advantage Elements (HMO-POS) performed better than Michigan’s State average overall quality score of 4.0 stars.

This Plan’s 5-star Gov’t Quality Score
Michigan State Average Score
Overall Government 5 Star Quality Rating
 4.5
 4.0
Summary rating of health plan quality
 4.5
 3.9
Staying healthy: screenings, tests, & vaccines
 4
 3.8
Managing chronic (long term) conditions
 4
 3.7
Member experience with health plan
 4
 3.9
Member complaints & changes in the health plan's performance
 5
 4.3
Health plan customer service
 5
 3.9

The government calculates an “Overall star rating” based on ratings for sub components including “Health plan star rating” and “Drug plan star rating”, which includes further subcomponents of each.

BCN Advantage Elements (HMO-POS) received 4.5 stars for its health plan quality score which is better than the Michigan State average health plan quality score of 3.9 stars.


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