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BCN Advantage Classic (HMO-POS)

Michigan Medicare Advantage Plan (2026 Plan)

Select your County to view details for BCN Advantage Classic (HMO-POS) specific to your location

Overview of BCN Advantage Classic (HMO-POS) in Michigan

by Blue Care Network

Additional Coverage

HearingVisionDental

Overall Government Star Rating

 4.5
out of 5 stars

Variations of BCN Advantage Classic (HMO-POS) Within Michigan

BCN Advantage Classic (HMO-POS) is available in 70 Michigan Counties. Pricing and benefit details can vary by location. Each variation of BCN Advantage Classic (HMO-POS) has a unique Plan ID and benefits which can differ by monthly premium, deductible, out-of-pocket maximum, and other costs such as copays and coinsurance. Each variation of BCN Advantage Classic (HMO-POS) in Michigan is listed below:

BCN Advantage Classic (HMO-POS) H5883-002-2
Monthly Premium
$114 per month
Deductible
$0
Out-of-Pocket Max
$4,400 In and Out-of-network
$4,400 In-network
Available in Counties: Berrien, Branch, Calhoun, Eaton, Gratiot, Hillsdale, Ingham, Jackson, Monroe, Montcalm, Saint Joseph, Van Buren
BCN Advantage Classic (HMO-POS) H5883-002-1
Monthly Premium
$93 per month
Deductible
$0
Out-of-Pocket Max
$4,400 In and Out-of-network
$4,400 In-network
Available in Counties: Allegan, Barry, Ionia, Kalamazoo, Kent, Mason, Muskegon, Newaygo, Oceana, Ottawa
BCN Advantage Classic (HMO-POS) H5883-002-3
Monthly Premium
$124 per month
Deductible
$0
Out-of-Pocket Max
$4,400 In and Out-of-network
$4,400 In-network
Available in Counties: Alcona, Alpena, Arenac, Bay, Charlevoix, Cheboygan, Clare, Crawford, Gladwin, Huron, Iosco, Kalkaska, Luce, Mackinac, Montmorency, Ogemaw, Oscoda, Presque Isle, Roscommon, Saginaw, Sanilac, Schoolcraft, Shiawassee, Tuscola
BCN Advantage Classic (HMO-POS) H5883-002-4
Monthly Premium
$103 per month
Deductible
$0
Out-of-Pocket Max
$4,400 In and Out-of-network
$4,400 In-network
Available in Counties: Antrim, Benzie, Clinton, Emmet, Genesee, Grand Traverse, Isabella, Lake, Lapeer, Leelanau, Lenawee, Livingston, Manistee, Mecosta, Midland, Missaukee, Osceola, Otsego, Saint Clair, Wexford
BCN Advantage Classic (HMO-POS) H5883-002-7
Monthly Premium
$145 per month
Deductible
$0
Out-of-Pocket Max
$4,400 In and Out-of-network
$4,400 In-network
Available in Counties: Macomb, Oakland, Washtenaw, Wayne

Comparing the Quality Score of BCN Advantage Classic (HMO-POS) to Other Plans in Michigan

Each year the federal government evaluates the quality of Medicare Advantage and Part D Prescription Drug plans based on a 5-star scoring system. For 2026, BCN Advantage Classic (HMO-POS) received an overall government quality rating of 4.5 stars out of 5 stars.

BCN Advantage Classic (HMO-POS) performed better than Michigan’s State average overall quality score of 3.9 stars.

This Plan’s 5-star Gov’t Quality Score
Michigan State Average Score
Overall Government 5 Star Quality Rating
 4.5
 3.9
Summary rating of health plan quality
 4.5
 4.0
Staying healthy: screenings, tests, & vaccines
 4
 3.7
Managing chronic (long term) conditions
 4
 3.4
Member experience with health plan
 4
 3.9
Member complaints & changes in the health plan's performance
 5
 4.1
Health plan customer service
 5
 4.1
Summary rating of drug plan quality
 3.5
 3.7
Drug plan customer service
 4
 4.4
Member complaints & changes in the drug plan's performance
 4
 3.8
Member experience with the drug plan
 3
 3.8
Drug safety & accuracy of drug pricing
 4
 3.7

The government calculates an “Overall star rating” based on ratings for sub components including “Health plan star rating” and “Drug plan star rating”, which includes further subcomponents of each.

BCN Advantage Classic (HMO-POS) received 4.5 stars for its health plan quality score which is better than the Michigan State average health plan quality score of 4.0 stars.

BCN Advantage Classic (HMO-POS) received 3.5 stars for its drug plan quality score which is worse than the Michigan State average drug plan quality score of 3.7 stars.

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