Tufts Medicare Preferred HMO Value No Rx (HMO)
Massachusetts Medicare Advantage Plan (2026 Plan)
Additional Coverage
HearingVisionDental
Overall Government Star Rating
4.0
out of 5 stars
Plan Name
Tufts Medicare Preferred HMO Value No Rx (HMO)
Plan Type
Medicare Advantage Plan Without Prescription Drugs
Tufts Medicare Preferred HMO Value No Rx (HMO) is a Medicare Advantage Plan Without Prescription Drugs, which is available in Massachusetts and offered by the health insurance company Tufts Health Plan. This plan’s network type is HMO which determines in-network doctors who accept the health plan and whether a referral is needed.
Primary doctor visit
$10 copay
Specialist visit
$25 copay
Tufts Medicare Preferred HMO Value No Rx (HMO) has a monthly premium cost of $143 per month, with an annual deductible of $0 and a maximum out of pocket cost sharing of $3,850 In-network. The most common benefit costs which people evaluate when choosing a plan are costs for a primary doctor visit, specialist doctor visit, emergency room visit, and ambulance. These costs are listed in this summary section and a full list of benefit costs for Tufts Medicare Preferred HMO Value No Rx (HMO) are defined below.
No
Part D Prescription Drug Coverage
Tufts Medicare Preferred HMO Value No Rx (HMO) is a Medicare Advantage plan which does not include Medicare Part D Prescription Drug coverage. Other common benefits included with Medicare Advantage plans are coverage for dental, vision, and hearing. Tufts Medicare Preferred HMO Value No Rx (HMO) includes coverage for hearing, vision, dental.
Medicare Advantage health plans can offer even more additional benefits. Tufts Medicare Preferred HMO Value No Rx (HMO) includes coverage for the following additional benefits:
Other benefits
Over the counter drug benefits
Home and bathroom safety devices
Each year the federal government evaluates the quality of Medicare Advantage and Part D Prescription Drug plans based on a 5-star scoring system. For 2026, Tufts Medicare Preferred HMO Value No Rx (HMO) received an overall government quality rating of 4.0 stars out of 5 stars.
Tufts Medicare Preferred HMO Value No Rx (HMO) performed the same as Massachusetts’s State average overall quality score of 4.0 stars.
This Plan’s 5-star Gov’t Quality Score
Massachusetts State Average Score
Overall Government 5 Star Quality Rating
4.0
4.0
Summary rating of health plan quality
Staying healthy: screenings, tests, & vaccines
Managing chronic (long term) conditions
Member experience with health plan
Member complaints & changes in the health plan's performance
Health plan customer service
The government calculates an “Overall star rating” based on ratings for sub components including “Health plan star rating” and “Drug plan star rating”, which includes further subcomponents of each.
Tufts Medicare Preferred HMO Value No Rx (HMO) received 4 stars for its health plan quality score which is the same as the Massachusetts State average health plan quality score of 4.0 stars.
Health Portion of Premium
Health Plan Max Out-of-Pocket
Nationwide Coverage included
Hearing Coverage included
Doctor Services
Primary doctor visit
In-network: $10 copay
Out-of-network: $10 copay
Specialist visit
In-network: $25 copay
Out-of-network: $25 copay
Tests, labs, & imaging
Diagnostic tests & procedures
In-network: $10-$30 copay
Out-of-network: $10-$30 copay
Lab services
In-network: $0-$30 copay
Out-of-network: $0-$30 copay
Diagnostic radiology services (like MRI)
In-network: $100 copay
Out-of-network: $100 copay
Outpatient x-rays
In-network: $10-$30 copay
Out-of-network: $10-$30 copay
Hospital Services
Inpatient hospital coverage
Tier 1
$200 per day for days 1-5
$0 per day for days 6-90
$0 per stay
Outpatient hospital coverage
In-network: $0-$150 copay
Out-of-network: $0-$150 copay
Skilled nursing facility
Skilled nursing facility
Tier 1
$20 per day for days 1-20
$120 per day for days 21-44
$0 per day for days 45-100
Preventive services
Preventive services
In-network: $0 copay
Out-of-network: $0 copay
Ambulance
Ground ambulance
In-network: $225 copay
Out-of-network: $225 copay
Therapy services
Occupational therapy visit
In-network: $20 copay
Out-of-network: $20 copay
Physical therapy & speech & language therapy visit
In-network: $20 copay
Out-of-network: $20 copay
Mental health services
Outpatient group therapy with a psychiatrist
In-network: $0-$20 copay
Out-of-network: $0-$20 copay
Outpatient individual therapy with a psychiatrist
In-network: $0-$20 copay
Out-of-network: $0-$20 copay
Outpatient group therapy visit
In-network: $0-$20 copay
Out-of-network: $0-$20 copay
Outpatient individual therapy visit
In-network: $0-$20 copay
Out-of-network: $0-$20 copay
Opioid treatment services
Opioid treatment services
Other services
Durable medical equipment (like wheelchairs & oxygen)
In-network: 10% coinsurance
Out-of-network: 10% coinsurance
Prosthetics (like braces, artificial limbs)
In-network: 10% coinsurance
Out-of-network: 10% coinsurance
Diabetes supplies
In-network: $0 copay
Out-of-network: $0 copay
Tier drug costs for: Standard retail pharmacy drug cost for 1-month
Part B Drugs
Chemotherapy drugs
In-network: $0 copay
Out-of-network: $0 copay
Other Part B drugs
In-network: $0 copay
Out-of-network: $0 copay
Hearing
Hearing exam
In-network: $0 copay
Out-of-network: $0 copay
Fitting/evaluation
In-network: $0 copay
Out-of-network: $0 copay
Hearing aids - prescription
In-network: $250-$1150 copay
Out-of-network: $250-$1150 copay
Hearing aids - over the counter
Preventive Dental
Oral exam
In-network: 0%-50% coinsurance
Out-of-network: 0%-50% coinsurance
Cleaning
In-network: $0 copay
Out-of-network: $0 copay
Dental x-rays
In-network: 0%-50% coinsurance
Out-of-network: 0%-50% coinsurance
Comprehensive dental
Restorative services
In-network: 50% coinsurance
Out-of-network: 50% coinsurance
Periodontics
In-network: 50% coinsurance
Out-of-network: 50% coinsurance
Prosthodontics, removable
Maxillofacial prosthetics
Oral and maxillofacial surgery
In-network: 50% coinsurance
Out-of-network: 50% coinsurance
Adjunctive general services
In-network: 50% coinsurance
Out-of-network: 50% coinsurance
Vision
Routine eye exam
In-network: $15 copay
Out-of-network: $15 copay
Contact lenses
In-network: $0 copay
Out-of-network: $0 copay
Eyeglasses (frames & lenses)
In-network: $0 copay
Out-of-network: $0 copay
Eyeglass frames (only)
In-network: $0 copay
Out-of-network: $0 copay
Eyeglass lenses (only)
In-network: $0 copay
Out-of-network: $0 copay
Upgrades
In-network: $0 copay
Out-of-network: $0 copay
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