Wellcare Simple Open (PPO)

by Wellcare

2027 Medicare Advantage plan available in Kentucky

Plan ID H3975-001-0

Additional coverage:

RxDental

Medicare Advantage PPO $0 premium

Monthly plan premium $0 / mo

Annual deductible $310 / yr

Max out-of-pocket · in-network $7,500 / yr

Drug deductible $700 / yr

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Plan Overview

Wellcare Simple Open (PPO) is a Medicare Advantage Plan With Part D Prescription Drug Coverage, which is available in Kentucky and offered by the health insurance company Wellcare. This plan's network type is PPO, which determines the in-network doctors who accept the plan and whether a referral is needed.

Plan Name Wellcare Simple Open (PPO)

Insurance Carrier Wellcare

Plan Type Medicare Advantage Plan With Part D Prescription Drug Coverage

Network Type PPO

Cost Summary

Wellcare Simple Open (PPO) has a monthly premium cost of $0 per month, with an annual deductible of $310 annual deductible and a maximum out-of-pocket cost sharing of $7,500. The most common costs people evaluate when choosing a plan are listed here; a full list of benefit costs is defined below.

Monthly Premium $0 / mo

Health portion of premium $0

Drug portion of premium $0

Annual Deductible $310 annual deductible / yr

Max Out-of-Pocket · in-network $7,500 / yr

Primary doctor visit $0 copay

Specialist visit $45 copay

ER visit $115 copay

Ambulance $350 copay

Additional Benefits and Coverage

Wellcare Simple Open (PPO) is a Medicare Advantage plan which includes Medicare Part D prescription drug coverage. Other common benefits included with Medicare Advantage plans are coverage for dental, vision, and hearing. Wellcare Simple Open (PPO) includes coverage for dental.

Part D Prescription Drug Coverage Yes

Dental Yes

Vision No

Hearing No

Nationwide Coverage No

Other benefits

Fitness benefit Limited coverage

Over-the-counter drug benefits Limited coverage

In-home support services Not covered

Home & bathroom safety devices Not covered

Meals for short duration Not covered

Annual physical exams Limited coverage

Telehealth Limited coverage

Medical Benefits

Doctor Services

Primary doctor visit In-network: $0 copay
Out-of-network: $25 copay

Specialist visit In-network: $45 copay
Out-of-network: $45 copay

Tests, labs & imaging

Diagnostic tests & procedures In-network: $0-$100 copay
Out-of-network: 40% coinsurance

Lab services In-network: $0-$50 copay
Out-of-network: 40% coinsurance

Diagnostic radiology services (like MRI) In-network: $0-$500 copay
Out-of-network: 40% coinsurance

Outpatient x-rays In-network: $50 copay
Out-of-network: 40% coinsurance

Emergency care $115 copay

Urgent care $30 copay

Hospital Services

Inpatient hospital coverage In-network:
  Tier 1
  $475 per day for days 1-5
  $0 per day for days 6-90
  $0 per stay
Out-of-network:
  35% per day for days 1-90
  0% per stay

Outpatient hospital coverage In-network: $0-$500 copay
Out-of-network: 40% coinsurance

Skilled nursing facility

Skilled nursing facility In-network:
  Tier 1
  $0 per day for days 1-20
  $221 per day for days 21-70
  $0 per day for days 71-100
Out-of-network:
  35% per day for days 1-100
  0% per stay

Preventive services

Preventive services In-network: $0 copay
Out-of-network: $0 copay

Ambulance

Ground ambulance In-network: $350 copay
Out-of-network: $350 copay

Therapy services

Occupational therapy visit In-network: $30 copay
Out-of-network: 40% coinsurance

Physical therapy & speech & language therapy visit In-network: $45 copay
Out-of-network: 40% coinsurance

Mental health services

Outpatient group therapy with a psychiatrist In-network: $40 copay
Out-of-network: 40% coinsurance

Outpatient individual therapy with a psychiatrist In-network: $40 copay
Out-of-network: 40% coinsurance

Outpatient group therapy visit In-network: $40 copay
Out-of-network: 40% coinsurance

Outpatient individual therapy visit In-network: $40 copay
Out-of-network: 40% coinsurance

Opioid treatment services

Opioid treatment services Covered

Other services

Durable medical equipment (like wheelchairs & oxygen) In-network: 20% coinsurance
Out-of-network: 40% coinsurance

Prosthetics (like braces, artificial limbs) In-network: 20% coinsurance
Out-of-network: 40% coinsurance

Diabetes supplies In-network: $0 copay
Out-of-network: 40% coinsurance

Prescription drugs (Part D benefits)

Drug tier standard retail · 1-month supply Initial coverage Catastrophic

Preferred Generic

Generic $10.00 copay $0 copay

Preferred Brand 25% coinsurance $0 copay

Non-Preferred Drug 35% coinsurance $0 copay

Specialty Tier 25% coinsurance $0 copay

Part B drugs

Chemotherapy drugs In-network: 0%-20% coinsurance
Out-of-network: 0%-40% coinsurance

Other Part B drugs In-network: 0%-20% coinsurance
Out-of-network: 0%-40% coinsurance

Extra Benefits

Hearing

Hearing exam Not covered

Fitting/evaluation Not covered

Hearing aids - prescription Not covered

Hearing aids - over the counter Not covered

Preventive dental

Oral exam In-network: $0 copay
Out-of-network: 50% coinsurance

Cleaning In-network: $0 copay
Out-of-network: 50% coinsurance

Fluoride treatment In-network: $0 copay
Out-of-network: 50% coinsurance

Dental x-rays In-network: $0 copay
Out-of-network: 50% coinsurance

Comprehensive dental

Restorative services In-network: 20% coinsurance
Out-of-network: 50% coinsurance

Endodontics In-network: 20% coinsurance
Out-of-network: 50% coinsurance

Periodontics In-network: 20% coinsurance
Out-of-network: 50% coinsurance

Prosthodontics, removable In-network: 20% coinsurance
Out-of-network: 50% coinsurance

Prosthodontics, fixed Not covered

Maxillofacial prosthetics Not covered

Implant services Not covered

Oral and maxillofacial surgery In-network: 20% coinsurance
Out-of-network: 50% coinsurance

Orthodontics Not covered

Adjunctive general services In-network: 20% coinsurance
Out-of-network: 50% coinsurance

Vision

Routine eye exam Not covered

Contact lenses Not covered

Eyeglasses (frames & lenses) Not covered

Eyeglass frames (only) Not covered

Eyeglass lenses (only) Not covered

Upgrades Not covered

Plan documents & tools

Plan details (carrier site)Provider directory Drug list (formulary)

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