HumanaChoice (PPO)
by Humana
2026 Medicare Advantage plan
Plan ID · set by county
Additional benefits:
HearingVisionDental
Medicare Advantage 3.5 Overall
Pricing and benefits vary by location. Choose your county to confirm the exact Plan ID and costs for your area.
Monthly plan premium $0+ / mo
Annual deductible Set by county
Max out-of-pocket · in-network Set by county
View full plan details → 3.5 Medicare Overall Star Rating 2026 · out of 5 stars
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Variations within Kentucky
HumanaChoice (PPO) is available in 118 counties in Kentucky. Pricing and benefit details can vary by location — each variation has a unique Plan ID and may differ by monthly premium, deductible, out-of-pocket maximum, and other costs such as copays and coinsurance. Choose the variation that covers your county to view its full plan details.
H5216-019-0 HumanaChoice (PPO)
View details →Premium $24/mo
Deductible $0
Out-of-pocket max $6,550
Available in counties Bath, Bourbon, Boyle, Bullitt, Clark, Fayette, Franklin, Hardin, Henderson, Henry, Jackson, Jefferson, Jessamine, Lincoln, Madison, Marion, McCracken, Menifee, Montgomery, Nelson, Oldham, Powell, Scott, Spencer, Webster, Woodford
H5216-023-0 HumanaChoice (PPO)
View details →Premium $21/mo
Deductible $0
Out-of-pocket max $6,550
Available in counties Boone, Campbell, Kenton
H5216-188-0 HumanaChoice (PPO)
View details →Premium $32/mo
Deductible $0
Out-of-pocket max $6,600
Available in counties Adair, Allen, Anderson, Ballard, Barren, Bath, Bell, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Carlisle, Carter, Casey, Christian, Clark, Clay, Clinton, Crittenden, Daviess, Elliott, Estill, Fayette, Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Graves, Grayson, Green, Greenup, Hancock, Hardin, Harlan, Harrison, Hart, Henderson, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Knott, Knox, Larue, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Marshall, Martin, Mason, McCracken, McCreary, McLean, Meade, Menifee, Mercer, Metcalfe, Monroe, Montgomery, Muhlenberg, Nelson, Nicholas, Ohio, Oldham, Owsley, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Warren, Washington, Wayne, Webster, Whitley, Wolfe, Woodford
H5216-229-0 HumanaChoice (PPO)
View details →Premium $0/mo
Deductible $0
Out-of-pocket max $6,200
Available in counties Henderson, McCracken
H5216-285-0 HumanaChoice (PPO)
View details →Premium $0/mo
Deductible $0
Out-of-pocket max $5,500
Available in counties Boone, Campbell, Kenton, Pendleton
H5216-317-0 HumanaChoice (PPO)
View details →Premium $0/mo
Deductible $0
Out-of-pocket max $6,250
Available in counties Adair, Allen, Anderson, Ballard, Barren, Bath, Bell, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Calloway, Carlisle, Casey, Christian, Clark, Clay, Clinton, Crittenden, Elliott, Fayette, Fleming, Franklin, Fulton, Gallatin, Garrard, Graves, Grayson, Harlan, Hart, Henry, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Knott, Knox, Larue, Lawrence, Lee, Leslie, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Martin, McCracken, McCreary, Menifee, Mercer, Metcalfe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Owsley, Perry, Pike, Powell, Pulaski, Rockcastle, Rowan, Russell, Scott, Simpson, Spencer, Taylor, Union, Warren, Washington, Wayne, Whitley, Woodford
H5525-008-0 HumanaChoice (PPO)
View details →Premium $0/mo
Deductible $0
Out-of-pocket max $6,550
Available in counties Adair, Allen, Boyd, Butler, Calloway, Carroll, Carter, Casey, Christian, Clay, Clinton, Crittenden, Cumberland, Daviess, Floyd, Fulton, Gallatin, Grant, Graves, Green, Greenup, Harlan, Hart, Hickman, Hopkins, Johnson, Knott, Leslie, Letcher, Livingston, Logan, Magoffin, Marshall, Martin, Mercer, Morgan, Owen, Owsley, Pendleton, Perry, Pike, Simpson, Whitley
H5525-030-0 HumanaChoice (PPO)
View details →Premium $85/mo
Deductible $300
Out-of-pocket max $3,950
Available in counties Boone, Campbell, Kenton
H7617-004-0 HumanaChoice (PPO)
View details →Premium $0/mo
Deductible $0
Out-of-pocket max $5,500
Available in counties Boone, Campbell, Kenton, Pendleton
H7617-050-0 HumanaChoice (PPO)
View details →Premium $0/mo
Deductible $0
Out-of-pocket max $6,250
Available in counties Adair, Allen, Anderson, Ballard, Barren, Bath, Bell, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Calloway, Carlisle, Casey, Christian, Clark, Clay, Clinton, Crittenden, Elliott, Fayette, Fleming, Franklin, Fulton, Gallatin, Garrard, Graves, Grayson, Harlan, Hart, Henry, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Knott, Knox, Larue, Lawrence, Lee, Leslie, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Martin, McCracken, McCreary, Menifee, Mercer, Metcalfe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Owsley, Perry, Pike, Powell, Pulaski, Rockcastle, Rowan, Russell, Scott, Simpson, Spencer, Taylor, Union, Warren, Washington, Wayne, Whitley, Woodford
Medicare star rating
Each year the federal government rates Medicare Advantage and Part D plans on a 5-star system covering quality of care, chronic-condition management, member experience, and customer service. For 2026, HumanaChoice (PPO) earned an overall rating of 3.5 stars — worse than Kentucky's state average of 3.7 stars.
Rating category This plan State average
Overall star rating ★ 3.5 3.7
Health plan quality
Summary rating of health plan quality ★ 3.5 3.7
Staying healthy: screenings, tests & vaccines ★ 4.0 3.4
Managing chronic (long-term) conditions ★ 3.0 3.3
Member experience with health plan ★ 4.0 3.7
Member complaints & changes in performance ★ 4.0 3.8
Health plan customer service ★ 4.0 4.2
Drug plan quality
Summary rating of drug plan quality ★ 3.0 3.6
Drug plan customer service ★ 5.0 5.0
Member complaints & changes in performance ★ 3.0 3.7
Member experience with the drug plan ★ 3.0 3.4
Drug safety & accuracy of drug pricing ★ 3.0 3.5