Aetna Medicare Signature (HMO-POS)
            Illinois Medicare Advantage Plan (2026 Plan)
          
          
         
        
        
       
      
        
          Additional Coverage
            HearingVisionDental
         
        
          
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Plan Name
Aetna Medicare Signature (HMO-POS)
Plan Type
Medicare Advantage Plan With Part D Prescription Drug Coverage
 
 
  Aetna Medicare Signature (HMO-POS) is a Medicare Advantage Plan With Part D Prescription Drug Coverage, which is available in Illinois and offered by the health insurance company Aetna Medicare. This plan’s network type is HMO which determines in-network doctors who accept the health plan and whether a referral is needed.
  
  
    
      Primary doctor visit
      $0 copay
     
    
      Specialist visit
      $40 copay
     
    
    
   
 
  Aetna Medicare Signature (HMO-POS) has a monthly premium cost of $0 per month, with an annual deductible of $0 and a maximum out of pocket cost sharing of $5,900 In-network. The most common benefit costs which people evaluate when choosing a plan are costs for a primary doctor visit, specialist doctor visit, emergency room visit, and ambulance. These costs are listed in this summary section and a full list of benefit costs for Aetna Medicare Signature (HMO-POS) are defined below.
  
    Yes
    Part D Prescription Drug Coverage
   
  
  
  
 
  Aetna Medicare Signature (HMO-POS) is a Medicare Advantage plan which does include Medicare Part D Prescription Drug coverage. Other common benefits included with Medicare Advantage plans are coverage for dental, vision, and hearing. Aetna Medicare Signature (HMO-POS) includes coverage for hearing, vision, dental.
  Medicare Advantage health plans can offer even more additional benefits. Aetna Medicare Signature (HMO-POS) includes coverage for the following additional benefits:
Other benefits
Over the counter drug benefits
Home and bathroom safety devices
 
 
  Health Portion of Premium
Health Plan Max Out-of-Pocket
Nationwide Coverage included
Hearing Coverage included
 
 
Doctor Services
Primary doctor visit
In-network: $0 copay
Out-of-network: $0 copay
Specialist visit
In-network: $40 copay
Out-of-network: $40 copay
 
Tests, labs, & imaging
Diagnostic tests & procedures
In-network: $0-$95 copay
Out-of-network: $0-$95 copay
Lab services
In-network: $0 copay
Out-of-network: $0 copay
Diagnostic radiology services (like MRI)
In-network: $0-$250 copay
Out-of-network: $0-$250 copay
Outpatient x-rays
In-network: $10 copay
Out-of-network: $10 copay
 
Hospital Services
Inpatient hospital coverage
In-network:
  Tier 1
  $350 per day for days 1-7
  $0 per day for days 8-90
  $0 per stay
Outpatient hospital coverage
In-network: $0-$350 copay
Out-of-network: $0-$350 copay
 
Skilled nursing facility
Skilled nursing facility
In-network:
  Tier 1
  $10 per day for days 1-20
  $218 per day for days 21-100
Out-of-network:
  $ per stay
 
Preventive services
Preventive services
In-network: $0 copay
Out-of-network: $0 copay
 
Ambulance
Ground ambulance
In-network: $285 copay
Out-of-network: $285 copay
 
Therapy services
Occupational therapy visit
In-network: $40 copay
Out-of-network: $40 copay
Physical therapy & speech & language therapy visit
In-network: $40 copay
Out-of-network: $40 copay
 
Mental health services
Outpatient group therapy with a psychiatrist
In-network: $40 copay
Out-of-network: $40 copay
Outpatient individual therapy with a psychiatrist
In-network: $40 copay
Out-of-network: $40 copay
Outpatient group therapy visit
In-network: $40 copay
Out-of-network: $40 copay
Outpatient individual therapy visit
In-network: $40 copay
Out-of-network: $40 copay
 
Opioid treatment services
Opioid treatment services
 
Other services
Durable medical equipment (like wheelchairs & oxygen)
In-network: 0%-20% coinsurance
Out-of-network: 0%-20% coinsurance
Prosthetics (like braces, artificial limbs)
In-network: 20% coinsurance
Out-of-network: 20% coinsurance
Diabetes supplies
In-network: 0%-20% coinsurance
Out-of-network: 0%-20% coinsurance
 
 
Tier drug costs for: Standard retail pharmacy drug cost for 1-month
| Tiers | Initial coverage phase | Catastrophic coverage phase | 
|---|
| Preferred Generic | $2.00 copay | $0 copay | 
| Generic | $12.00 copay | $0 copay | 
| Preferred Brand | 24% coinsurance | $0 copay | 
| Non-Preferred Drug | 25% coinsurance | $0 copay | 
| Specialty Tier | 25% coinsurance | $0 copay | 
Part B Drugs
Chemotherapy drugs
In-network: 0%-20% coinsurance
Out-of-network: 0%-20% coinsurance
Other Part B drugs
In-network: 0%-20% coinsurance
Out-of-network: 0%-20% coinsurance
 
 
Hearing
Hearing exam
In-network: $0 copay
Out-of-network: $0 copay
Fitting/evaluation
In-network: $0 copay
Out-of-network: $0 copay
Hearing aids - prescription
In-network: $0 copay
Out-of-network: $0 copay
Hearing aids - over the counter
 
Preventive Dental
Oral exam
In-network: $0 copay
Out-of-network: 50% coinsurance
Cleaning
In-network: $0 copay
Out-of-network: 50% coinsurance
Dental x-rays
In-network: $0 copay
Out-of-network: 50% coinsurance
 
Comprehensive dental
Restorative services
In-network: 20%-50% coinsurance
Out-of-network: 50%-70% coinsurance
Endodontics
In-network: 20% coinsurance
Out-of-network: 50% coinsurance
Periodontics
In-network: 20%-50% coinsurance
Out-of-network: 50%-70% coinsurance
Prosthodontics, removable
In-network: 50% coinsurance
Out-of-network: 70% coinsurance
Prosthodontics, fixed
In-network: 50% coinsurance
Out-of-network: 70% coinsurance
Maxillofacial prosthetics
Oral and maxillofacial surgery
In-network: 20%-50% coinsurance
Out-of-network: 50%-70% coinsurance
Adjunctive general services
In-network: 20%-50% coinsurance
Out-of-network: 50%-70% coinsurance
 
Vision
Routine eye exam
In-network: $0 copay
Out-of-network: $0 copay
Contact lenses
In-network: $0 copay
Out-of-network: $0 copay
Eyeglasses (frames & lenses)
In-network: $0 copay
Out-of-network: $0 copay
Eyeglass frames (only)
In-network: $0 copay
Out-of-network: $0 copay
Eyeglass lenses (only)
In-network: $0 copay
Out-of-network: $0 copay
Upgrades
In-network: $0 copay
Out-of-network: $0 copay
 
      
        
              
        
            
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