Iowa Health Advantage (HMO I-SNP)
Iowa Institutional Special Needs I-SNP Plan (2025 Plan)
Additional Coverage
HearingVision
Overall Government Star Rating
(coming soon)
Plan Name
Iowa Health Advantage (HMO I-SNP)
Plan Type
Institutional Special Needs Plan (I-SNP)
Iowa Health Advantage (HMO I-SNP) is a Institutional Special Needs Plan (I-SNP), which is available in Iowa and offered by the health insurance company Iowa Health Advantage. This plan’s network type is HMO which determines in-network doctors who accept the health plan and whether a referral is needed.
Annual Deductible
Coming soon
Primary doctor visit
$0 copay
Specialist visit
0-20% coinsurance per visit
ER visit
20% coinsurance per visit (always covered)
Ambulance
20% coinsurance
Iowa Health Advantage (HMO I-SNP) has a monthly premium cost of $51 per month, with an annual deductible of Coming soon and a maximum out of pocket cost sharing of $9,350 In-network. The most common benefit costs which people evaluate when choosing a plan are costs for a primary doctor visit, specialist doctor visit, emergency room visit, and ambulance. These costs are listed in this summary section and a full list of benefit costs for Iowa Health Advantage (HMO I-SNP) are defined below.
Yes
Part D Prescription Drug Coverage
Iowa Health Advantage (HMO I-SNP) is a Medicare Advantage plan which does include Medicare Part D Prescription Drug coverage. Other common benefits included with Medicare Advantage plans are coverage for dental, vision, and hearing. Iowa Health Advantage (HMO I-SNP) includes coverage for hearing, vision.
Medicare Advantage health plans can offer even more additional benefits. Iowa Health Advantage (HMO I-SNP) includes coverage for the following additional benefits:
Other benefits
Over the counter drug benefits
Home and bathroom safety devices
Health Portion of Premium
Health Plan Max Out-of-Pocket
Nationwide Coverage included
Hearing Coverage included
Doctor Services
Specialist visit
0-20% coinsurance per visit
Tests, labs, & imaging
Diagnostic tests & procedures
Diagnostic radiology services (like MRI)
Emergency care
20% coinsurance per visit (always covered)
Urgent care
20% coinsurance per visit (always covered)
Hospital Services
Inpatient hospital coverage
Outpatient hospital coverage
20% coinsurance per visit
Skilled nursing facility
Skilled nursing facility
$0 per day for days 1 through 20
$0 per day for days 21 through 100
Preventive services
Ambulance
Therapy services
Occupational therapy visit
Physical therapy & speech & language therapy visit
Mental health services
Outpatient group therapy with a psychiatrist
Outpatient individual therapy with a psychiatrist
Outpatient group therapy visit
Outpatient individual therapy visit
Opioid treatment services
Opioid treatment services
Other services
Durable medical equipment (like wheelchairs & oxygen)
Prosthetics (like braces, artificial limbs)
Tier drug costs for: Standard retail pharmacy drug cost for 1-month
Tiers | Initial coverage phase | Catastrophic coverage phase |
---|
Preferred Generic |
Generic drugs :
25% coinsurance Brand-name drugs :
25% coinsurance |
Generic drugs :
0% coinsurance Brand-name drugs :
0% coinsurance |
Generic |
Preferred Brand |
Non-Preferred Drug |
Specialty Tier |
Part B Drugs
Hearing
Preventive Dental
Comprehensive dental
Prosthodontics, removable
Maxillofacial prosthetics
Oral and maxillofacial surgery
Adjunctive general services
Vision
Eyeglasses (frames & lenses)
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