AARP Medicare Advantage from UHC (HMO-POS)
by UnitedHealthcareⓇ
2026 Medicare Advantage plan
Plan ID · set by county
Additional benefits:
HearingVisionDental
Medicare Advantage 4.5 Overall
Pricing and benefits vary by location. Choose your county to confirm the exact Plan ID and costs for your area.
Monthly plan premium $0+ / mo
Annual deductible Set by county
Max out-of-pocket · in-network Set by county
View full plan details → 4.5 Medicare Overall Star Rating 2026 · out of 5 stars
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Variations within Florida
AARP Medicare Advantage from UHC (HMO-POS) is available in 61 counties in Florida. Pricing and benefit details can vary by location — each variation has a unique Plan ID and may differ by monthly premium, deductible, out-of-pocket maximum, and other costs such as copays and coinsurance. Choose the variation that covers your county to view its full plan details.
H1045-026-0 AARP Medicare Advantage from UHC (HMO-POS)
View details →Premium $0/mo
Deductible $0
Out-of-pocket max $3,900
Available in counties Baker, Clay, Duval, Flagler, Nassau, Putnam, Saint Johns, Volusia
H1045-028-0 AARP Medicare Advantage from UHC (HMO-POS)
View details →Premium $0/mo
Deductible $0
Out-of-pocket max $3,800
Available in counties Charlotte, Collier, Hernando, Hillsborough, Indian River, Lee, Manatee, Martin, Pasco, Pinellas, Polk, Saint Lucie, Sarasota
H1045-030-0 AARP Medicare Advantage from UHC (HMO-POS)
View details →Premium $0/mo
Deductible $0
Out-of-pocket max $3,400
Available in counties Brevard, Orange, Osceola, Seminole
H1045-031-0 AARP Medicare Advantage from UHC (HMO-POS)
View details →Premium $0/mo
Deductible $0
Out-of-pocket max $3,900
Available in counties Bay, Escambia, Okaloosa, Santa Rosa, Walton
H1045-033-0 AARP Medicare Advantage from UHC (HMO-POS)
View details →Premium $0/mo
Deductible $0
Out-of-pocket max $3,900
Available in counties Alachua, Bradford, Columbia, Dixie, Gilchrist, Hamilton, Lafayette, Suwannee, Union
H1045-034-0 AARP Medicare Advantage from UHC (HMO-POS)
View details →Premium $0/mo
Deductible $0
Out-of-pocket max $3,400
Available in counties Charlotte, Collier, Glades, Hendry, Lee, Manatee, Sarasota
H1045-036-0 AARP Medicare Advantage from UHC (HMO-POS)
View details →Premium $0/mo
Deductible $0
Out-of-pocket max $3,900
Available in counties Indian River, Martin, Okeechobee, Saint Lucie
H1045-041-0 AARP Medicare Advantage from UHC (HMO-POS)
View details →Premium $0/mo
Deductible $0
Out-of-pocket max $3,900
Available in counties Calhoun, Franklin, Gadsden, Gulf, Holmes, Jackson, Jefferson, Leon, Liberty, Madison, Taylor, Wakulla, Washington
H1045-042-0 AARP Medicare Advantage from UHC (HMO-POS)
View details →Premium $0/mo
Deductible $0
Out-of-pocket max $2,900
Available in counties DeSoto, Hardee, Highlands
H1045-043-0 AARP Medicare Advantage from UHC (HMO-POS)
View details →Premium $0/mo
Deductible $0
Out-of-pocket max $3,500
Available in counties Citrus, Hernando, Levy
H1045-045-0 AARP Medicare Advantage from UHC (HMO-POS)
View details →Premium $0/mo
Deductible $0
Out-of-pocket max $2,900
Available in counties Hillsborough, Pasco, Pinellas, Polk
H1045-055-0 AARP Medicare Advantage from UHC (HMO-POS)
View details →Premium $0/mo
Deductible $0
Out-of-pocket max $3,400
Available in counties Palm Beach
Medicare star rating
Each year the federal government rates Medicare Advantage and Part D plans on a 5-star system covering quality of care, chronic-condition management, member experience, and customer service. For 2026, AARP Medicare Advantage from UHC (HMO-POS) earned an overall rating of 4.5 stars — better than Florida's state average of 4.4 stars.
Rating category This plan State average
Overall star rating ★ 4.5 4.4
Health plan quality
Summary rating of health plan quality ★ 4.5 4.4
Staying healthy: screenings, tests & vaccines ★ 4.0 3.7
Managing chronic (long-term) conditions ★ 4.0 4.0
Member experience with health plan ★ 4.0 4.3
Member complaints & changes in performance ★ 4.0 4.1
Health plan customer service ★ 5.0 4.6
Drug plan quality
Summary rating of drug plan quality ★ 4.5 4.0
Drug plan customer service ★ 5.0 4.8
Member complaints & changes in performance ★ 4.0 3.7
Member experience with the drug plan ★ 4.0 4.3
Drug safety & accuracy of drug pricing ★ 4.0 3.9