Health Plan RadarIn this article we rank Florida Medicare Advantage plans based on our evaluation of government 5-star quality scores.
Read more →Erickson Advantage Liberty no Rx (HMO-POS)
by UnitedHealthcareⓇ
2026 Medicare Advantage plan available in Florida
Plan ID H5652-002-0
Additional coverage:
HearingVisionDental
Medicare Advantage HMO $0 premium 5.0 Overall
Monthly plan premium $0 / mo
Annual deductible $1,000 / yr
Max out-of-pocket · in-network $6,750 / yr
5.0 Overall Government Star Rating 2026 · out of 5 stars
Ready to enroll online?
Find your plan and self-enroll online
Enroll online →
We are now sending you to our trusted partner,
Medicare Enrollment
https://medicareenrollment.com
Support Our Senior 65+ Partner
Get Sign Up Help
Quote · Compare · Enroll
Speak with a licensed
insurance agent
(888) 763-2752 insurance agent
TTY 711
Medicare Advantage Plans Medicare Prescription Drug Plans Medicare Supplement Insurance Plans
Mon-Fri: 8am-9pm ET
Plan Overview
Erickson Advantage Liberty no Rx (HMO-POS) is a Medicare Advantage Plan Without Prescription Drugs, which is available in Florida and offered by the health insurance company UnitedHealthcareⓇ. This plan's network type is HMO, which determines the in-network doctors who accept the plan and whether a referral is needed.
Plan Name Erickson Advantage Liberty no Rx (HMO-POS)
Insurance Carrier UnitedHealthcareⓇ
Plan Type Medicare Advantage Plan Without Prescription Drugs
Network Type HMO
Cost Summary
Erickson Advantage Liberty no Rx (HMO-POS) has a monthly premium cost of $0 per month, with an annual deductible of $1,000 In-network and a maximum out-of-pocket cost sharing of $6,750. The most common costs people evaluate when choosing a plan are listed here; a full list of benefit costs is defined below.
Monthly Premium $0 / mo
Annual Deductible $1,000 In-network / yr
Max Out-of-Pocket · in-network $6,750 / yr
Primary doctor visit $0 copay
Specialist visit $0-$65 copay
ER visit $130 copay
Ambulance $275 copay
Additional Benefits and Coverage
Erickson Advantage Liberty no Rx (HMO-POS) is a Medicare Advantage plan which does not include Medicare Part D prescription drug coverage. Other common benefits included with Medicare Advantage plans are coverage for dental, vision, and hearing. Erickson Advantage Liberty no Rx (HMO-POS) includes coverage for hearing, vision, dental.
Part D Prescription Drug Coverage No
Dental Yes
Vision Yes
Hearing Yes
Nationwide Coverage No
Other benefits
Fitness benefit Not covered
Over-the-counter drug benefits Not covered
In-home support services Not covered
Home & bathroom safety devices Not covered
Meals for short duration Not covered
Annual physical exams Limited coverage
Telehealth Limited coverage
Medical Benefits
Doctor Services
Primary doctor visit In-network: $0 copay
Out-of-network: $50 copay
Out-of-network: $50 copay
Specialist visit In-network: $0-$65 copay
Out-of-network: $90 copay
Out-of-network: $90 copay
Tests, labs & imaging
Diagnostic tests & procedures In-network: $50 copay
Out-of-network: 40% coinsurance
Out-of-network: 40% coinsurance
Lab services In-network: $0 copay
Out-of-network: $0 copay
Out-of-network: $0 copay
Diagnostic radiology services (like MRI) In-network: $0-$260 copay
Out-of-network: 40% coinsurance
Out-of-network: 40% coinsurance
Outpatient x-rays In-network: $30 copay
Out-of-network: $50 copay
Out-of-network: $50 copay
Emergency care $130 copay
Urgent care $0-$50 copay
Hospital Services
Inpatient hospital coverage In-network:
Tier 1
$375 per day for days 1-7
$0 per day for days 8-90
$0 per stay
Out-of-network:
40% per stay
Tier 1
$375 per day for days 1-7
$0 per day for days 8-90
$0 per stay
Out-of-network:
40% per stay
Outpatient hospital coverage In-network: $0-$375 copay
Out-of-network: 40% coinsurance
Out-of-network: 40% coinsurance
Skilled nursing facility
Skilled nursing facility In-network:
Tier 1
$0 per day for days 1-100
Out-of-network:
40% per stay
Tier 1
$0 per day for days 1-100
Out-of-network:
40% per stay
Preventive services
Preventive services In-network: $0 copay
Out-of-network: 0%-40% coinsurance
Out-of-network: 0%-40% coinsurance
Ambulance
Ground ambulance In-network: $275 copay
Out-of-network: $275 copay
Out-of-network: $275 copay
Therapy services
Occupational therapy visit In-network: 20% coinsurance
Out-of-network: 40% coinsurance
Out-of-network: 40% coinsurance
Physical therapy & speech & language therapy visit In-network: 20% coinsurance
Out-of-network: 40% coinsurance
Out-of-network: 40% coinsurance
Mental health services
Outpatient group therapy with a psychiatrist In-network: $0 copay
Out-of-network: 40% coinsurance
Out-of-network: 40% coinsurance
Outpatient individual therapy with a psychiatrist In-network: $0-$30 copay
Out-of-network: 40% coinsurance
Out-of-network: 40% coinsurance
Outpatient group therapy visit In-network: $0 copay
Out-of-network: 40% coinsurance
Out-of-network: 40% coinsurance
Outpatient individual therapy visit In-network: $0-$30 copay
Out-of-network: 40% coinsurance
Out-of-network: 40% coinsurance
Opioid treatment services
Opioid treatment services Covered
Other services
Durable medical equipment (like wheelchairs & oxygen) In-network: 20% coinsurance
Out-of-network: 40% coinsurance
Out-of-network: 40% coinsurance
Prosthetics (like braces, artificial limbs) In-network: 20% coinsurance
Out-of-network: 40% coinsurance
Out-of-network: 40% coinsurance
Diabetes supplies In-network: $0 copay
Out-of-network: 40% coinsurance
Out-of-network: 40% coinsurance
Medicare star rating
Each year the federal government rates Medicare Advantage and Part D plans on a 5-star system covering quality of care, chronic-condition management, member experience, and customer service. For 2026, Erickson Advantage Liberty no Rx (HMO-POS) earned an overall rating of 5.0 stars — better than Florida's state average of 4.4 stars.
Rating category This plan State average
Overall star rating ★ 5.0 4.4
Health plan quality
Summary rating of health plan quality ★ 5.0 4.4
Staying healthy: screenings, tests & vaccines ★ 4.0 3.7
Managing chronic (long-term) conditions ★ 4.0 4.0
Member experience with health plan ★ 5.0 4.3
Member complaints & changes in performance ★ 4.0 4.1
Health plan customer service ★ 5.0 4.6
Extra Benefits
Hearing
Hearing exam In-network: $0 copay
Out-of-network: $90 copay
Out-of-network: $90 copay
Fitting/evaluation Not covered
Hearing aids - prescription In-network: $199-$1249 copay
Out-of-network: $199-$1249 copay
Out-of-network: $199-$1249 copay
Hearing aids - over the counter In-network: $199-$829 copay
Out-of-network: $199-$829 copay
Out-of-network: $199-$829 copay
Preventive dental
Oral exam In-network: $0 copay
Out-of-network: $0 copay
Out-of-network: $0 copay
Cleaning In-network: $0 copay
Out-of-network: $0 copay
Out-of-network: $0 copay
Fluoride treatment In-network: $0 copay
Out-of-network: $0 copay
Out-of-network: $0 copay
Dental x-rays In-network: $0 copay
Out-of-network: $0 copay
Out-of-network: $0 copay
Comprehensive dental
Restorative services Not covered
Endodontics Not covered
Periodontics Not covered
Prosthodontics, removable Not covered
Prosthodontics, fixed Not covered
Maxillofacial prosthetics Not covered
Implant services Not covered
Oral and maxillofacial surgery Not covered
Orthodontics Not covered
Adjunctive general services Not covered
Vision
Routine eye exam In-network: $0 copay
Out-of-network: $90 copay
Out-of-network: $90 copay
Contact lenses In-network: $0 copay
Out-of-network: $0 copay
Out-of-network: $0 copay
Eyeglasses (frames & lenses) Not covered
Eyeglass frames (only) In-network: $0 copay
Out-of-network: $0 copay
Out-of-network: $0 copay
Eyeglass lenses (only) In-network: $0-$153 copay
Out-of-network: $0-$153 copay
Out-of-network: $0-$153 copay
Upgrades Not covered
Plan documents & tools
When can I sign up for Medicare?
Enter your birthday month and year to see when you can enroll in each part of Medicare.
Related Articles
Health Plan Radar Health Plan RadarA summary of new and returning health insurance companies offering Medicare Advantage Plans (Part C) and Medicare Prescription Drug Plans (Part D) in Florida.
Read more →