Florida Chronic Condition Special Needs C-SNP Plan (2025 Plan)
Optimum Diamond Rewards (HMO C-SNP) is a Chronic Condition Special Needs Plan (C-SNP), which is available in Florida and offered by the health insurance company Optimum HealthCare, Inc.. This plan’s network type is HMO which determines in-network doctors who accept the health plan and whether a referral is needed.
Optimum Diamond Rewards (HMO C-SNP) has a monthly premium cost of $0 per month, with an annual deductible of $0 and a maximum out of pocket cost sharing of $6,800 In-network. The most common benefit costs which people evaluate when choosing a plan are costs for a primary doctor visit, specialist doctor visit, emergency room visit, and ambulance. These costs are listed in this summary section and a full list of benefit costs for Optimum Diamond Rewards (HMO C-SNP) are defined below.
Optimum Diamond Rewards (HMO C-SNP) is a Medicare Advantage plan which does include Medicare Part D Prescription Drug coverage. Other common benefits included with Medicare Advantage plans are coverage for dental, vision, and hearing. Optimum Diamond Rewards (HMO C-SNP) includes coverage for hearing, vision, dental.
Medicare Advantage health plans can offer even more additional benefits. Optimum Diamond Rewards (HMO C-SNP) includes coverage for the following additional benefits:
Each year the federal government evaluates the quality of Medicare Advantage and Part D Prescription Drug plans based on a 5-star scoring system. For 2025, Optimum Diamond Rewards (HMO C-SNP) received an overall government quality rating of 5.0 stars out of 5 stars.
Optimum Diamond Rewards (HMO C-SNP) performed better than Florida’s State average overall quality score of 4.0 stars.
The government calculates an “Overall star rating” based on ratings for sub components including “Health plan star rating” and “Drug plan star rating”, which includes further subcomponents of each.
Optimum Diamond Rewards (HMO C-SNP) received 5 stars for its health plan quality score which is better than the Florida State average health plan quality score of 4.0 stars.
Optimum Diamond Rewards (HMO C-SNP) received 4 stars for its drug plan quality score which is better than the Florida State average drug plan quality score of 3.9 stars.
| Tiers | Initial coverage phase | Catastrophic coverage phase |
|---|---|---|
| Preferred Generic | $0.00 copay | $0 copay |
| Generic | ||
| Preferred Brand | $35.00 copay | $0 copay |
| Non-Preferred Drug | $90.00 copay | $0 copay |
| Specialty Tier | 33% coinsurance | $0 copay |
Enter your birthday month and year to learn when you can sign up for different Medicare plan options.
Speak with a Licensed Insurance Agent
Mon-Fri: 8am - 9pm ET
Sat: 8am - 8pm ET
No obligation to enroll. Find your plan online or speak with a licensed insurance agent to get help signing up for the right plan for you! See www.medicare65quote.com for our Third-Party Marketing Organization disclaimer.
Insurance Ad -No Government Affiliation
Health Plan RadarIn this article we rank Florida Medicare Advantage plans based on our evaluation of government 5-star quality scores. Each year the government rates the quality of Medicare Advantage health insurance plans with a 5-star quality score. An overall quality score is assigned to each plan which is based on the scores of various quality metrics.
Health Plan RadarThe Medicare landscape in Florida is constantly changing. In this article we show a summary of new and returning health insurance companies offering Medicare Advantage Plans (Part C) and Medicare Prescription Drug Plans (Part D) in Florida.
