HumanaChoice R5826-074 (Regional PPO)

Medicare Plan Details

2021 Plan

Monthly Premium

(select county for price)

by Humana

Additional Coverage

Hearing

Overall Government Star Rating

3.5

out of 5 stars

State: Florida

Select your county to view the price for this plan

Plan Type

Medicare Advantage (Part C) with Prescription Drug (Part D)

Medicare Advantage combines Part A and Part B. This plan = Part A + Part B + Part D

Monthly Premium

Health Portion of Premium

Drug Portion of Premium

Health Plan Deductible

$1,300 annual deductible

Health Plan Max Out-of-Pocket

$10,500 In and Out-of-network
$7,550 In-network

Nationwide Coverage included

Hearing Coverage included

Yes

Vision Coverage included

Dental Coverage included

Doctor Lookup Link

http://www.humana.com/medicare

Plan Link

http://www.humana.com/medicare

Medical Benefits

Doctor Services

Primary doctor visit

In-network: $35 copay per visit
Out-of-network: 50% coinsurance per visit

Specialist visit

In-network: $50 copay per visit
Out-of-network: 50% coinsurance per visit

Tests, labs, & imaging

Diagnostic tests & procedures

In-network: $0-290 copay
Out-of-network: $0 copay or 50% coinsurance

Lab services

In-network: $0-50 copay
Out-of-network: 50% coinsurance

Diagnostic radiology services (like MRI)

In-network: $50-350 copay
Out-of-network: 50% coinsurance

Outpatient x-rays

In-network: $25-110 copay
Out-of-network: 50% coinsurance

Emergency care

$90 copay per visit (always covered)

Urgent care

$25-50 copay or 50% coinsurance per visit (always covered)

Hospital Services

Inpatient hospital coverage

In-network: $625 per day for days 1 through 3
$0 per day for days 4 through 90
$0 per day for days 91 and beyond
Out-of-network: $725 per day for days 1 through 14
$0 per day for days 15 through 90

Outpatient hospital coverage

In-network: $50-390 copay per visit
Out-of-network: 50% coinsurance per visit

Skilled nursing facility

In-network: $0 per day for days 1 through 20
$167 per day for days 21 through 100
Out-of-network: $250 per day for days 1 through 58
$0 per day for days 59 through 100

Preventive services

In-network: $0 copay
Out-of-network: $0 copay or 50% coinsurance

Ambulance

Ground ambulance

In-network: $240 copay
Out-of-network: $240 copay

Therapy services

Occupational therapy visit

In-network: $10-40 copay
Out-of-network: 50% coinsurance

Physical therapy & speech & language therapy visit

In-network: $10-40 copay
Out-of-network: 50% coinsurance

Mental health services

Outpatient group therapy with a psychiatrist

In-network: $40 copay
Out-of-network: 50% coinsurance

Outpatient individual therapy with a psychiatrist

In-network: $40 copay
Out-of-network: 50% coinsurance

Outpatient group therapy visit

In-network: $40 copay
Out-of-network: 50% coinsurance

Outpatient individual therapy visit

In-network: $40 copay
Out-of-network: 50% coinsurance

Opioid treatment services

Covered

Other services

Durable medical equipment (like wheelchairs & oxygen)

In-network: 20% coinsurance per item
Out-of-network: 30% coinsurance per item

Prosthetics (like braces, artificial limbs)

In-network: 20% coinsurance per item
Out-of-network: 25% coinsurance per item

Diabetes supplies

In-network: $0 copay or 20% coinsurance per item
Out-of-network: 50% coinsurance per item

Prescription Drug Benefits

Tier drug costs for: Standard retail pharmacy drug cost for 1-month

Tiers	Initial coverage phase	Gap coverage phase	Catastrophic coverage phase
Preferred Generic	$10.00 copay	Generic drugs : 25% Brand-name drugs : 25%	Generic drugs : $3.70 copay or 5% (whichever costs more) Brand-name drugs : $9.20 copay or 5% (whichever costs more)
Generic	$20.00 copay
Preferred Brand	$47.00 copay
Non-Preferred Drug	$100.00 copay
Specialty Tier	25%

Part B Drugs

Chemotherapy drugs

In-network: 20% coinsurance
Out-of-network: 20-50% coinsurance

Other Part B drugs

In-network: 20% coinsurance
Out-of-network: 20-50% coinsurance

Extra Benefits

Hearing

Hearing exam

In-network: $50 copay
Out-of-network: 50% coinsurance

Fitting/evaluation

Not covered

Hearing aids - Inner ear

Not covered

Hearing aids - Outer ear

Not covered

Hearing aids - Over the ear

Not covered

Preventive Dental

Oral exam

Not covered

Cleaning

Not covered

Fluoride treatment

Not covered

Dental x-rays

Not covered

Comprehensive dental

Non-routine services

Not covered

Diagnostic services

Not covered

Restorative services

Not covered

Endodontics

Not covered

Periodontics

Not covered

Extractions

Not covered

Prosthodontics, other oral/maxillofacial surgery, other services

Not covered

Vision

Routine eye exam

Not covered

Contact lenses

Not covered

Eyeglasses (frames & lenses)

Not covered

Eyeglass frames (only)

Not covered

Eyeglass lenses (only)

Not covered

Upgrades

Not covered

Other benefits

Fitness benefit

Not covered

Over the counter drug benefits

Not covered

In-home support services

Not covered

Home and bathroom safety devices

Not covered

Meals for short duration

Not covered

Annual physical exams

Limited coverage

Telehealth

Limited coverage

Summary rating of health plan quality

3.5

Staying healthy: screenings, tests, & vaccines

Managing chronic (long term) conditions

Member experience with health plan

Member complaints & changes in the health plan's performance

Health plan customer service

Summary rating of drug plan quality

3.5

Drug plan customer service

Member complaints & changes in the drug plan's performance

Member experience with the drug plan

Drug safety & accuracy of drug pricing

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