eternalHealth Valor Give Back (HMO-POS)

Arizona Medicare Advantage Plan (2024 Plan)


Monthly Premium

Your Cost
$0
by eternalHealth

Additional Coverage

HearingVisionDental

Overall Government Star Rating

No Rating (new plan)

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Plan Name
eternalHealth Valor Give Back (HMO-POS)
Insurance Carrier
eternalHealth
Plan Type
Medicare Advantage Plan Without Prescription Drugs
Network Type
HMO

eternalHealth Valor Give Back (HMO-POS) is a Medicare Advantage Plan Without Prescription Drugs, which is available in Arizona and offered by the health insurance company eternalHealth. This plan’s network type is HMO which determines in-network doctors who accept the health plan and whether a referral is needed.

Monthly Premium
$0
Annual Deductible
$240 per year for in-network services.
Max Out-of-Pocket
$5,500
Primary doctor visit
$0 copay
Specialist visit
$0 copay
ER visit
20% coinsurance per visit (always covered)
Ambulance
20% coinsurance

eternalHealth Valor Give Back (HMO-POS) has a monthly premium cost of $0 per month, with an annual deductible of $240 per year for in-network services. and a maximum out of pocket cost sharing of $9,000 In and Out-of-network $5,500 In-network. The most common benefit costs which people evaluate when choosing a plan are costs for a primary doctor visit, specialist doctor visit, emergency room visit, and ambulance. These costs are listed in this summary section and a full list of benefit costs for eternalHealth Valor Give Back (HMO-POS) are defined below.

No
Part D Prescription Drug Coverage
Yes
Dental
Yes
Vision
Yes
Hearing

eternalHealth Valor Give Back (HMO-POS) is a Medicare Advantage plan which does not include Medicare Part D Prescription Drug coverage. Other common benefits included with Medicare Advantage plans are coverage for dental, vision, and hearing. eternalHealth Valor Give Back (HMO-POS) includes coverage for hearing, vision, dental.

Medicare Advantage health plans can offer even more additional benefits. eternalHealth Valor Give Back (HMO-POS) includes coverage for the following additional benefits:

Other benefits

Fitness benefit
Limited coverage
Over the counter drug benefits
Limited coverage
In-home support services
Limited coverage
Home and bathroom safety devices
Not covered
Meals for short duration
Not covered
Annual physical exams
Limited coverage
Telehealth
Limited coverage

Monthly Premium
$0
Health Portion of Premium
$0
Drug Portion of Premium
$0
Health Plan Deductible
$240 per year for in-network services.
Health Plan Max Out-of-Pocket
$9,000 In and Out-of-network
$5,500 In-network
Nationwide Coverage included
No
Hearing Coverage included
Yes
Vision Coverage included
Yes
Dental Coverage included
Yes

Doctor Services

Primary doctor visit
In-network: $0 copay
Out-of-network: $0 copay
Specialist visit
In-network: $0 copay
Out-of-network: $25 copay per visit

Tests, labs, & imaging

Diagnostic tests & procedures
In-network: 20% coinsurance
Out-of-network: 50% coinsurance
Lab services
In-network: 20% coinsurance
Out-of-network: 50% coinsurance
Diagnostic radiology services (like MRI)
In-network: 20% coinsurance
Out-of-network: 50% coinsurance
Outpatient x-rays
In-network: 20% coinsurance
Out-of-network: 50% coinsurance
Emergency care
20% coinsurance per visit (always covered)
Urgent care
20% coinsurance per visit (always covered)

Hospital Services

Inpatient hospital coverage
In-network: In 2024 the amounts for each benefit period are:
$1,632 deductible for days 1 through 60
$408 copay per day for days 61 through 90
Out-of-network: In 2024 the amounts for each benefit period are:
$1,632 deductible for days 1 through 60
$408 copay per day for days 61 through 90
Outpatient hospital coverage
In-network: 20% coinsurance per visit
Out-of-network: 50% coinsurance per visit

Skilled nursing facility

Skilled nursing facility
In-network: In 2024 the amounts for each benefit period are:
$0 copay for days 1 through 20
$204 copay per day for days 21 through 100
Out-of-network: In 2024 the amounts for each benefit period are:
$0 copay for days 1 through 20
$204 copay per day for days 21 through 100

Preventive services

Preventive services
In-network: $0 copay
Out-of-network: 50% coinsurance

Ambulance

Ground ambulance
In-network: 20% coinsurance
Out-of-network: 50% coinsurance

Therapy services

Occupational therapy visit
In-network: $30 copay
Out-of-network: 50% coinsurance
Physical therapy & speech & language therapy visit
In-network: $30 copay
Out-of-network: 50% coinsurance

Mental health services

Outpatient group therapy with a psychiatrist
In-network: 20% coinsurance
Out-of-network: 50% coinsurance
Outpatient individual therapy with a psychiatrist
In-network: 20% coinsurance
Out-of-network: 50% coinsurance
Outpatient group therapy visit
In-network: 20% coinsurance
Out-of-network: 50% coinsurance
Outpatient individual therapy visit
In-network: 20% coinsurance
Out-of-network: 50% coinsurance

Opioid treatment services

Opioid treatment services
Covered

Other services

Durable medical equipment (like wheelchairs & oxygen)
In-network: 20% coinsurance per item
Out-of-network: 50% coinsurance per item
Prosthetics (like braces, artificial limbs)
In-network: 20% coinsurance per item
Out-of-network: 50% coinsurance per item
Diabetes supplies
In-network: 20% coinsurance per item
Out-of-network: 50% coinsurance per item

Tier drug costs for: Standard retail pharmacy drug cost for 1-month

Part B Drugs

Chemotherapy drugs
In-network: 0-20% coinsurance
Out-of-network: 50% coinsurance
Other Part B drugs
In-network: 0-20% coinsurance
Out-of-network: 50% coinsurance

Hearing

Hearing exam
In-network: 20% coinsurance
Out-of-network: 50% coinsurance
Fitting/evaluation
Not covered
Hearing aids - All types
In-network: $595-895 copay
Out-of-network: No Data

Preventive Dental

Oral exam
In-network: $0 copay
Out-of-network: No Data
Cleaning
In-network: $0 copay
Out-of-network: No Data
Fluoride treatment
In-network: $0 copay
Out-of-network: No Data
Dental x-rays
In-network: $0 copay
Out-of-network: No Data

Comprehensive dental

Non-routine services
In-network: $0 copay
Out-of-network: No Data
Diagnostic services
In-network: $0 copay
Out-of-network: No Data
Restorative services
In-network: $0 copay
Out-of-network: No Data
Endodontics
In-network: $0 copay
Out-of-network: No Data
Periodontics
In-network: $0 copay
Out-of-network: No Data
Extractions
In-network: $0 copay
Out-of-network: No Data
Prosthodontics, other oral/maxillofacial surgery, other services
In-network: $0 copay
Out-of-network: No Data

Vision

Routine eye exam
In-network: $0 copay
Out-of-network: No Data
Contact lenses
In-network: $0 copay
Out-of-network: No Data
Eyeglasses (frames & lenses)
In-network: $0 copay
Out-of-network: No Data
Eyeglass frames (only)
In-network: $0 copay
Out-of-network: No Data
Eyeglass lenses (only)
In-network: $0 copay
Out-of-network: No Data
Upgrades
In-network: $0 copay
Out-of-network: No Data

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