Medicare Supplement Plan M

Basic Benefits for Supplement Plan M

Supplement plans are required to cover a set of standardized basic benefits set by the government. These Supplemental benefits provide additional coverage to what is covered by Original Medicare Part A (hospital insurance) and Part B (medical insurance and doctor visits).

Medicare Part A Hospital Coinsurance or Deductible

  • For hospital stay days 1 - 60, Plan M pays $670
  • For hospital stay days 61 - 90, Plan M pays $335 per day
  • For hospital stay days 91 - 150, Plan M pays $670 per day
  • For an additional 365 days, Plan M pays 100% of approved expenses
  • After the additional 365 days, Plan M pays $0 per day

Medicare Part A Skilled Nursing Facility Coinsurance

  • For nursing facility stay days 1 - 20, Plan M pays $0 per day
  • For nursing facility stay days 21 - 100, Plan M pays up to $167.50 per day
  • After 100 days nursing facility stays, Plan M pays $0 per day

Medicare Part B Coinsurance or Copay

  • Plan M pays $0 until you meet your $185 Part B deductible
  • After Part B deductible is met, Plan C typically pays 20% of the coinsurance. Original Medicare Part B covers the other 80%

Blood Coverage

  • For the first 3 pints of blood, Plan M pays 100% of the cost
  • After the first 3 pints of blood, Plan M pays $0 of the cost because Original Medicare covers 100%

Additional Benefits for Supplement Plan M

Additional benefits may vary by State. Below are the additional benefits covered by Plan M for each State:

Alabama

Monthly Premium
$105 - $126
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Alaska

Monthly Premium
$125 - $154
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Arizona

Monthly Premium
$124 - $211
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Arkansas

Monthly Premium
$107 - $195
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

California

Monthly Premium
$107 - $199
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Colorado

Monthly Premium
$125 - $171
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Connecticut

Monthly Premium
$201 - $430
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Delaware

Monthly Premium
$144
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Florida

Monthly Premium
$231 - $374
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Georgia

Monthly Premium
Information Not Available
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Hawaii

Monthly Premium
Information Not Available
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Idaho

Monthly Premium
$119 - $218
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Illinois

Monthly Premium
$109 - $176
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Indiana

Monthly Premium
$63 - $900
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Iowa

Monthly Premium
$109 - $146
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Kansas

Monthly Premium
$103 - $160
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Kentucky

Monthly Premium
$111 - $148
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Louisiana

Monthly Premium
$100 - $163
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Maine

Monthly Premium
$142 - $239
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Maryland

Monthly Premium
$129 - $284
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Minnesota

Monthly Premium
$140 - $180
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Mississippi

Monthly Premium
$142
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Missouri

Monthly Premium
$137 - $225
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Montana

Monthly Premium
$97 - $194
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Nebraska

Monthly Premium
$105 - $178
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Nevada

Monthly Premium
$122 - $175
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

New Hampshire

Monthly Premium
$143 - $205
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

New Jersey

Monthly Premium
$154 - $158
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

New Mexico

Monthly Premium
$88 - $122
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

New York

Monthly Premium
$228 - $369
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

North Carolina

Monthly Premium
$104 - $157
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

North Dakota

Monthly Premium
$103 - $146
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Ohio

Monthly Premium
$97 - $142
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Oklahoma

Monthly Premium
$80 - $168
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Oregon

Monthly Premium
$95 - $139
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Pennsylvania

Monthly Premium
Information Not Available
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Rhode Island

Monthly Premium
$118 - $144
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

South Carolina

Monthly Premium
Information Not Available
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

South Dakota

Monthly Premium
$106 - $119
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Tennessee

Monthly Premium
$86 - $152
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Texas

Monthly Premium
$92 - $172
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Utah

Monthly Premium
$103 - $159
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Vermont

Monthly Premium
$164
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Virginia

Monthly Premium
$109 - $128
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Washington

Monthly Premium
$162 - $238
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

West Virginia

Monthly Premium
$112 - $185
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Wyoming

Monthly Premium
$100 - $153
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Learn More About Medicare Supplement Insurance

See our Medicare Supplement FAQ page to learn more about supplemental insurance coverage.

Some information shown on this page has been sourced from www.medicare.gov