Medicare Supplement Plan K

Basic Benefits for Supplement Plan K

Supplement plans are required to cover a set of standardized basic benefits set by the government. These Supplemental benefits provide additional coverage to what is covered by Original Medicare Part A (hospital insurance) and Part B (medical insurance and doctor visits).

Medicare Part A Hospital Coinsurance or Deductible

  • For hospital stay days 1 - 60, Plan K pays $670
  • For hospital stay days 61 - 90, Plan K pays $335 per day
  • For hospital stay days 91 - 150, Plan K pays $670 per day
  • For an additional 365 days, Plan K pays 100% of approved expenses
  • After the additional 365 days, Plan K pays $0 per day

Medicare Part A Skilled Nursing Facility Coinsurance

  • For nursing facility stay days 1 - 20, Plan K pays $0 per day
  • For nursing facility stay days 21 - 100, Plan K pays up to $83.75 per day
  • After 100 days nursing facility stays, Plan K pays $0 per day

Medicare Part B Coinsurance or Copay

  • Plan K pays $0 until you meet your $185 Part B deductible
  • After Part B deductible is met, Plan K typically pays 10% of the coinsurance

Blood Coverage

  • For the first 3 pints of blood, Plan K pays 50% of the cost
  • After the first 3 pints of blood, Plan K pays $0 of the cost because Original Medicare covers 100%

Additional Benefits for Supplement Plan K

Additional benefits may vary by State. Below are the additional benefits covered by Plan K for each State:

Alabama

Monthly Premium
$43 - $86
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Alaska

Monthly Premium
$39 - $94
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Arizona

Monthly Premium
$39 - $138
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Arkansas

Monthly Premium
$49 - $139
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

California

Monthly Premium
$45 - $106
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Colorado

Monthly Premium
$35 - $100
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Connecticut

Monthly Premium
$62 - $135
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Delaware

Monthly Premium
$45 - $98
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

District of Columbia

Monthly Premium
Information Not Available
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Florida

Monthly Premium
$78 - $181
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Georgia

Monthly Premium
Information Not Available
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Hawaii

Monthly Premium
Information Not Available
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Idaho

Monthly Premium
$54 - $140
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Illinois

Monthly Premium
$53 - $109
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Indiana

Monthly Premium
$48 - $900
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Iowa

Monthly Premium
$41 - $92
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Kansas

Monthly Premium
$50 - $112
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Kentucky

Monthly Premium
$48 - $78
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Louisiana

Monthly Premium
$46 - $97
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Maine

Monthly Premium
$69 - $134
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Maryland

Monthly Premium
$58 - $151
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Michigan

Monthly Premium
$44 - $80
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Minnesota

Monthly Premium
$77 - $122
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Mississippi

Monthly Premium
$49 - $68
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Missouri

Monthly Premium
$64 - $126
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Montana

Monthly Premium
$42 - $107
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Nebraska

Monthly Premium
$48 - $105
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Nevada

Monthly Premium
$46 - $107
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

New Hampshire

Monthly Premium
$60 - $130
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

New Jersey

Monthly Premium
$54 - $124
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

New Mexico

Monthly Premium
$40 - $85
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

New York

Monthly Premium
$64 - $175
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

North Carolina

Monthly Premium
$47 - $97
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

North Dakota

Monthly Premium
$46 - $92
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Ohio

Monthly Premium
$45 - $91
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Oklahoma

Monthly Premium
$45 - $86
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Oregon

Monthly Premium
$40 - $92
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Pennsylvania

Monthly Premium
$50 - $73
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Rhode Island

Monthly Premium
$41 - $99
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

South Carolina

Monthly Premium
$42 - $87
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

South Dakota

Monthly Premium
$47 - $102
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Tennessee

Monthly Premium
$44 - $114
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Texas

Monthly Premium
$47 - $140
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Utah

Monthly Premium
$40 - $106
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Vermont

Monthly Premium
$70 - $130
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Virginia

Monthly Premium
$40 - $80
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Washington

Monthly Premium
$57 - $115
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

West Virginia

Monthly Premium
$48 - $104
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Wyoming

Monthly Premium
$45 - $99
Covered Benefits
  • Basic Benefits
  • Skilled Nursing Facilities
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency
  • Preventive Services

Learn More About Medicare Supplement Insurance

See our Medicare Supplement FAQ page to learn more about supplemental insurance coverage.

Some information shown on this page has been sourced from www.medicare.gov