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G

Medicare Supplement Plan G

2027 standardized Medigap plan

Comprehensive coverage of everything except the Part B deductible — the most popular Medigap plan.

From $105 / mo varies by state, carrier, age & tobacco use

Plan G — At a glance

Part A deductible
100%
Part B deductible
Not covered
Part B excess charges
100%
Skilled nursing coinsurance
100%
Foreign travel emergency
80%
Prescription drugs (Part D)
Not included

Plan G premiums by state

Medigap premiums vary widely by state, county, age & tobacco use — coverage is identical everywhere. Pick your state to see carriers and exact pricing.

Alabama $124–$1043 / mo more details →Alaska $148–$749 / mo more details →Arizona $147–$987 / mo more details →Arkansas $151–$843 / mo more details →California $176–$1438 / mo more details →Colorado $116–$1305 / mo more details →Connecticut $296–$462 / mo more details →Delaware $155–$6279 / mo more details →District of Columbia $134–$876 / mo more details →Florida $201–$1677 / mo more details →Georgia $145–$3841 / mo more details →Hawaii $121–$1122 / mo more details →Idaho $212–$543 / mo more details →Illinois $108–$1091 / mo more details →Indiana $109–$977 / mo more details →Iowa $127–$1069 / mo more details →Kansas $135–$1126 / mo more details →Kentucky $142–$971 / mo more details →Louisiana $144–$1756 / mo more details →Maine $250–$692 / mo more details →Maryland $182–$1315 / mo more details →Michigan $120–$1164 / mo more details →Mississippi $115–$2076 / mo more details →Missouri $177–$1366 / mo more details →Montana $138–$1540 / mo more details →Nebraska $137–$1247 / mo more details →Nevada $153–$1276 / mo more details →New Hampshire $185–$1179 / mo more details →New Jersey $148–$1218 / mo more details →New Mexico $105–$898 / mo more details →New York $371–$773 / mo more details →North Carolina $115–$1779 / mo more details →North Dakota $138–$974 / mo more details →Ohio $123–$929 / mo more details →Oklahoma $134–$1010 / mo more details →Oregon $166–$1328 / mo more details →Pennsylvania $125–$1227 / mo more details →Rhode Island $158–$868 / mo more details →South Carolina $114–$972 / mo more details →South Dakota $151–$2406 / mo more details →Tennessee $118–$2678 / mo more details →Texas $113–$998 / mo more details →Utah $137–$992 / mo more details →Vermont $204–$790 / mo more details →Virginia $110–$1033 / mo more details →Washington $233–$466 / mo more details →West Virginia $125–$895 / mo more details →Wyoming $152–$1118 / mo more details →

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What Plan G covers

How much of each Original Medicare out-of-pocket cost this plan pays. These benefits are the same from every carrier that sells the plan.

Part A coinsurance & hospital costs 100%
Part B coinsurance or copayment 100%
Blood 100%
Part A hospice care coinsurance 100%
Skilled nursing facility coinsurance 100%
Part A deductible 100%
Part B deductible —
Part B excess charges 100%
Foreign travel emergency 80%

More coverage details

How Plan G works with Original Medicare across the main cost categories.

Supplement plans are required to cover a set of standardized basic benefits set by the government. These Supplemental benefits provide additional coverage to what is covered by Original Medicare Part A (hospital insurance) and Part B (medical insurance and doctor visits).

Medicare Part A Hospital Coinsurance or Deductible

  • For hospital stay days 1 - 60, Plan G pays $1340, the Part A deductible amount
  • For hospital stay days 61 - 90, Plan G pays $335 per day
  • For hospital stay days 91 - 150, Plan G pays $670 per day
  • For an additional 365 days, Plan G pays 100% of approved expenses
  • After the additional 365 days, Plan G pays $0 per day

Medicare Part A Skilled Nursing Facility Coinsurance

  • For nursing facility stay days 1 - 20, Plan G pays $0 per day
  • For nursing facility stay days 21 - 100, Plan G pays up to $167.50 per day
  • After 100 days nursing facility stays, Plan G pays $0 per day

Medicare Part B Coinsurance or Copay

  • Plan G pays $0 until you meet your $185 Part B deductible
  • After Part B deductible is met, Plan G typically pays 20% of the coinsurance. Original Medicare Part B covers the other 80%

Blood Coverage

  • For the first 3 pints of blood, Plan G pays 100% of the cost
  • After the first 3 pints of blood, Plan G pays $0 of the cost because Original Medicare covers 100%

Some information shown on this page has been sourced from www.medicare.gov.