Care N' Care Choice (PPO)

Medicare Plan Details (2022 Plan)

Monthly Premium

by Care N' Care Insurance Company

Additional Coverage

HearingVisionDental

Overall Government Star Rating

4.0

out of 5 stars

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Plan Type

Medicare Advantage (Part C) with Prescription Drug (Part D)

Medicare Advantage combines Part A and Part B. This plan = Part A + Part B + Part D

Monthly Premium

$0

Health Portion of Premium

$0

Drug Portion of Premium

$0

Health Plan Deductible

$0

Health Plan Max Out-of-Pocket

$7,500 In and Out-of-network
$3,900 In-network

Nationwide Coverage included

No

Hearing Coverage included

Yes

Vision Coverage included

Yes

Dental Coverage included

Yes

Doctor Lookup Link

http://www.cnchealthplan.com

Plan Link

http://www.cnchealthplan.com

Medical Benefits

Doctor Services

Primary doctor visit

In-network: $0 copay
Out-of-network: $25 copay per visit

Specialist visit

In-network: $35 copay per visit
Out-of-network: $0-200 copay per visit

Tests, labs, & imaging

Diagnostic tests & procedures

In-network: $10-150 copay
Out-of-network: $0-200 copay

Lab services

In-network: $10 copay
Out-of-network: $25 copay

Diagnostic radiology services (like MRI)

In-network: $50-200 copay
Out-of-network: $0-200 copay

Outpatient x-rays

In-network: $10 copay
Out-of-network: $25 copay

Emergency care

$90 copay per visit (always covered)

Urgent care

$30 copay per visit (always covered)

Hospital Services

Inpatient hospital coverage

In-network: $250 per day for days 1 through 1
$150 per day for days 2 through 6
$0 per day for days 7 through 90
Out-of-network: 35% per stay

Outpatient hospital coverage

In-network: $250 copay per visit
Out-of-network: $350 copay per visit

Skilled nursing facility

Skilled nursing facility

In-network: $0 per day for days 1 through 20
$167.50 per day for days 21 through 100
Out-of-network: 40% per stay

Preventive services

Preventive services

In-network: $0 copay
Out-of-network: $30 copay

Ambulance

Ground ambulance

In-network: $200 copay
Out-of-network: $200 copay

Therapy services

Occupational therapy visit

In-network: $40 copay
Out-of-network: $60 copay

Physical therapy & speech & language therapy visit

In-network: $40 copay
Out-of-network: $60 copay

Mental health services

Outpatient group therapy with a psychiatrist

In-network: $40 copay
Out-of-network: $60 copay

Outpatient individual therapy with a psychiatrist

In-network: $40 copay
Out-of-network: $60 copay

Outpatient group therapy visit

In-network: $40 copay
Out-of-network: $60 copay

Outpatient individual therapy visit

In-network: $40 copay
Out-of-network: $60 copay

Opioid treatment services

Opioid treatment services

Covered

Other services

Durable medical equipment (like wheelchairs & oxygen)

In-network: 20% coinsurance per item
Out-of-network: 30% coinsurance per item

Prosthetics (like braces, artificial limbs)

In-network: 20% coinsurance per item
Out-of-network: 30% coinsurance per item

Diabetes supplies

In-network: 0-20% coinsurance per item
Out-of-network: 20% coinsurance per item

Prescription Drug Benefits

Tier drug costs for: Standard retail pharmacy drug cost for 1-month

Tiers	Initial coverage phase	Gap coverage phase¹	Catastrophic coverage phase
Preferred Generic	$4.00 copay	$4.00 copay	Generic drugs : $3.95 copay or 5% (whichever costs more) Brand-name drugs : $9.85 copay or 5% (whichever costs more)
Generic	$14.00 copay	$14.00 copay
Preferred Brand	$47.00 copay	$47.00 copay
Non-Preferred Drug	$100.00 copay
Specialty Tier	33%
¹ * The above cost-sharing only applies to some drugs on this tier. For all other drugs, you pay 25% for generic drugs and 25% for brand-name drugs.

Part B Drugs

Chemotherapy drugs

In-network: 20% coinsurance
Out-of-network: 30% coinsurance

Other Part B drugs

In-network: 20% coinsurance
Out-of-network: 30% coinsurance

Extra Benefits

Hearing

Hearing exam

In-network: $20 copay
Out-of-network: $45 copay

Fitting/evaluation

In-network: $0 copay
Out-of-network: $45 copay

Hearing aids - All types

In-network: $699-999 copay
Out-of-network: $699-999 copay

Preventive Dental

Oral exam

In-network: $0 copay
Out-of-network: $0-200 copay

Cleaning

In-network: $0 copay
Out-of-network: $0-200 copay

Fluoride treatment

In-network: $0 copay
Out-of-network: $0-200 copay

Dental x-rays

In-network: $0 copay
Out-of-network: $0-200 copay

Comprehensive dental

Non-routine services

Not covered

Diagnostic services

Not covered

Restorative services

Not covered

Endodontics

Not covered

Periodontics

Not covered

Extractions

Not covered

Prosthodontics, other oral/maxillofacial surgery, other services

Not covered

Vision

Routine eye exam

In-network: $0 copay
Out-of-network: $50 copay

Contact lenses

In-network: $0 copay
Out-of-network: $25 copay

Eyeglasses (frames & lenses)

In-network: $0 copay
Out-of-network: $25 copay

Eyeglass frames (only)

In-network: $0 copay
Out-of-network: $25 copay

Eyeglass lenses (only)

In-network: $0 copay
Out-of-network: $25 copay

Upgrades

In-network: $0 copay
Out-of-network: $25 copay

Other benefits

Fitness benefit

Limited coverage

Over the counter drug benefits

Limited coverage

In-home support services

Not covered

Home and bathroom safety devices

Not covered

Meals for short duration

Limited coverage

Annual physical exams

Limited coverage

Telehealth

Limited coverage

Summary rating of health plan quality

4.5

Staying healthy: screenings, tests, & vaccines

4

Managing chronic (long term) conditions

4

Member experience with health plan

4

Member complaints & changes in the health plan's performance

4

Health plan customer service

5

Summary rating of drug plan quality

3.5

Drug plan customer service

4

Member complaints & changes in the drug plan's performance

4

Member experience with the drug plan

5

Drug safety & accuracy of drug pricing

4

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