Peoples Health Secure Health (HMO-POS D-SNP)

Louisiana Medicare-Medicaid Dual Eligible D-SNP Plan (2024 Plan)


Monthly Premium

Your Cost
$44
by Peoples Health

Additional Coverage

HearingVisionDental

Overall Government Star Rating

 5.0
out of 5 stars

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Plan Name
Peoples Health Secure Health (HMO-POS D-SNP)
Insurance Carrier
Peoples Health
Plan Type
Medicare-Medicaid Dual Eligible Medicare Advantage Plan (D-SNP)
Network Type
HMO

Peoples Health Secure Health (HMO-POS D-SNP) is a Medicare-Medicaid Dual Eligible Medicare Advantage Plan (D-SNP), which is available in Louisiana and offered by the health insurance company Peoples Health. This plan’s network type is HMO which determines in-network doctors who accept the health plan and whether a referral is needed.

Monthly Premium
$44
Annual Deductible
$0
Max Out-of-Pocket
$3,500
Primary doctor visit
$0 copay
Specialist visit
$0 copay
ER visit
$0 or $135 copay per visit (always covered)
Ambulance
$0 or $275 copay

Peoples Health Secure Health (HMO-POS D-SNP) has a monthly premium cost of $44 per month, with an annual deductible of $0 and a maximum out of pocket cost sharing of $3,500 In-network. The most common benefit costs which people evaluate when choosing a plan are costs for a primary doctor visit, specialist doctor visit, emergency room visit, and ambulance. These costs are listed in this summary section and a full list of benefit costs for Peoples Health Secure Health (HMO-POS D-SNP) are defined below.

Yes
Part D Prescription Drug Coverage
Yes
Dental
Yes
Vision
Yes
Hearing

Peoples Health Secure Health (HMO-POS D-SNP) is a Medicare Advantage plan which does include Medicare Part D Prescription Drug coverage. Other common benefits included with Medicare Advantage plans are coverage for dental, vision, and hearing. Peoples Health Secure Health (HMO-POS D-SNP) includes coverage for hearing, vision, dental.

Medicare Advantage health plans can offer even more additional benefits. Peoples Health Secure Health (HMO-POS D-SNP) includes coverage for the following additional benefits:

Other benefits

Fitness benefit
Limited coverage
Over the counter drug benefits
Limited coverage
In-home support services
Not covered
Home and bathroom safety devices
Limited coverage
Meals for short duration
Limited coverage
Annual physical exams
Limited coverage
Telehealth
Limited coverage

Each year the federal government evaluates the quality of Medicare Advantage and Part D Prescription Drug plans based on a 5-star scoring system. For 2024, Peoples Health Secure Health (HMO-POS D-SNP) received an overall government quality rating of 5.0 stars out of 5 stars.

Peoples Health Secure Health (HMO-POS D-SNP) performed better than Louisiana’s State average overall quality score of 4.0 stars.

This Plan’s 5-star Gov’t Quality Score
Louisiana State Average Score
Overall Government 5 Star Quality Rating
 5.0
 4.0
Summary rating of health plan quality
 4.5
 4.0
Staying healthy: screenings, tests, & vaccines
 4
 3.3
Managing chronic (long term) conditions
 4
 3.3
Member experience with health plan
 5
 4.0
Member complaints & changes in the health plan's performance
 4
 3.5
Health plan customer service
 4
 4.2
Summary rating of drug plan quality
 5
 3.9
Drug plan customer service
 4
 4.4
Member complaints & changes in the drug plan's performance
 5
 4.1
Member experience with the drug plan
 5
 4.3
Drug safety & accuracy of drug pricing
 4
 3.3

The government calculates an “Overall star rating” based on ratings for sub components including “Health plan star rating” and “Drug plan star rating”, which includes further subcomponents of each.

Peoples Health Secure Health (HMO-POS D-SNP) received 4.5 stars for its health plan quality score which is better than the Louisiana State average health plan quality score of 4.0 stars.

Peoples Health Secure Health (HMO-POS D-SNP) received 5 stars for its drug plan quality score which is better than the Louisiana State average drug plan quality score of 3.9 stars.


Monthly Premium
$44
Health Portion of Premium
$0
Drug Portion of Premium
$44
Health Plan Deductible
$0
Health Plan Max Out-of-Pocket
$3,500 In-network
Nationwide Coverage included
No
Hearing Coverage included
Yes
Vision Coverage included
Yes
Dental Coverage included
Yes

Doctor Services

Primary doctor visit
In-network: $0 copay
Out-of-network: No Data
Specialist visit
In-network: $0 copay
Out-of-network: No Data

Tests, labs, & imaging

Diagnostic tests & procedures
In-network: $0 copay
Out-of-network: No Data
Lab services
In-network: $0 copay
Out-of-network: No Data
Diagnostic radiology services (like MRI)
In-network: $0 or $0-225 copay
Out-of-network: No Data
Outpatient x-rays
In-network: $0 copay
Out-of-network: No Data
Emergency care
$0 or $135 copay per visit (always covered)
Urgent care
$0 copay

Hospital Services

Inpatient hospital coverage
In-network: $0 or $75 per day for days 1 through 10
$0 per day for days 11 through 90
$0 per day for days 91 and beyond
Out-of-network: Not Applicable
Outpatient hospital coverage
In-network: $0 or $0-50 copay per visit
Out-of-network: No Data

Skilled nursing facility

Skilled nursing facility
In-network: $0 per day for days 1 through 20
$0 or $100 per day for days 21 through 100
Out-of-network: Not Applicable

Preventive services

Preventive services
In-network: $0 copay
Out-of-network: No Data

Ambulance

Ground ambulance
In-network: $0 or $275 copay
Out-of-network: No Data

Therapy services

Occupational therapy visit
In-network: $0 copay
Out-of-network: No Data
Physical therapy & speech & language therapy visit
In-network: $0 copay
Out-of-network: No Data

Mental health services

Outpatient group therapy with a psychiatrist
In-network: $0 or $10 copay
Out-of-network: No Data
Outpatient individual therapy with a psychiatrist
In-network: $0 or $0-10 copay
Out-of-network: No Data
Outpatient group therapy visit
In-network: $0 or $10 copay
Out-of-network: No Data
Outpatient individual therapy visit
In-network: $0 or $0-10 copay
Out-of-network: No Data

Opioid treatment services

Opioid treatment services
Covered

Other services

Durable medical equipment (like wheelchairs & oxygen)
In-network: $0 copay
Out-of-network: No Data
Prosthetics (like braces, artificial limbs)
In-network: $0 copay
Out-of-network: No Data
Diabetes supplies
In-network: $0 copay
Out-of-network: No Data

Tier drug costs for: Standard retail pharmacy drug cost for 1-month

TiersInitial coverage phaseGap coverage phaseCatastrophic coverage phase
Preferred Generic


Generic drugs :
25%

Brand-name drugs :
25%


Generic drugs :
$0 copay

Brand-name drugs :
$0 copay

Generic
Preferred Brand
Non-Preferred Drug
Specialty Tier

Part B Drugs

Chemotherapy drugs
In-network: 0% or 0-20% coinsurance
Out-of-network: No Data
Other Part B drugs
In-network: 0% or 0-20% coinsurance
Out-of-network: No Data

Hearing

Hearing exam
In-network: $0 copay
Out-of-network: No Data
Fitting/evaluation
Not covered
Hearing aids - All types
In-network: $0 copay
Out-of-network: No Data

Preventive Dental

Oral exam
In-network: $0 copay
Out-of-network: $0 copay
Cleaning
In-network: $0 copay
Out-of-network: $0 copay
Fluoride treatment
In-network: $0 copay
Out-of-network: $0 copay
Dental x-rays
In-network: $0 copay
Out-of-network: $0 copay

Comprehensive dental

Non-routine services
In-network: $0 copay
Out-of-network: 0-50% coinsurance
Diagnostic services
In-network: $0 copay
Out-of-network: 0-50% coinsurance
Restorative services
In-network: $0 copay
Out-of-network: 0-50% coinsurance
Endodontics
In-network: $0 copay
Out-of-network: 0-50% coinsurance
Periodontics
In-network: $0 copay
Out-of-network: 0-50% coinsurance
Extractions
In-network: $0 copay
Out-of-network: 0-50% coinsurance
Prosthodontics, other oral/maxillofacial surgery, other services
In-network: 0-50% coinsurance
Out-of-network: 0-50% coinsurance

Vision

Routine eye exam
In-network: $0 copay
Out-of-network: No Data
Contact lenses
In-network: $0 copay
Out-of-network: No Data
Eyeglasses (frames & lenses)
In-network: $0 copay
Out-of-network: No Data
Eyeglass frames (only)
Not covered
Eyeglass lenses (only)
Not covered
Upgrades
Not covered

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